Get to know more about me

Rosie Andre

Q1. What is a digital nomad?

A digital nomad is a person who earns a living working online in various locations of their choosing (rather than a fixed business location).
For me, this means that I work online for myself and several clients whilst working anywhere in the world. And this could literally be anywhere. I spent 11 months around Asia as a digital nomad in 2023.
I am currently in Mexico as I write this (May 2024). But equally, I could be back home in the UK. Being a digital nomad allows me the freedom and flexibility to work while I travel, rather than being stuck in 1 place.
Rosie Andre
Q2. You must be rich! How do you earn an income while traveling?
First of all, we aren't rich. That's a huge misconception about being a digital nomad. It's actually cheaper for us to travel and live life like this than it would be to live in the USA or much of Europe.
Secondly, there are many ways to earn money online while working.
I personally have a couple of streams of income which helps to support this lifestyle (plus my husband also works online).
Let's break it down (as of May 2024):
- I earn around $100 per month from ads on my YouTube channel. This does fluctuate and change month by month and it isn't a lot compared to how much time I spend working on it. But I do it because I love it, not for the money.
- I earn $1,000 per month working for 4 different clients on social media work. This includes anything from managing a YouTube channel (uploads, thumbnails, description box etc), creating reels & carousels, sourcing viral content & scheduling it. I do different things for my 4 different clients which keeps the work interesting and exciting.
- I earn odd bits of money here and there through affiliate programs such as LTK and Amazon. This really isn't a lot and maybe adds up to (at most) $10 per month.
Rosie Andre
Q3. How do you manage healthcare and insurance abroard?
We have a monthly travel coverage with SafetyWing and we use the "Nomad Insurance" which costs us $44 per person every 4 weeks.
We haven't had to use it yet (luckily) but it seems like a good option. If you want to try it for yourself, CLICK HERE.
And in terms of healthcare, we just go to the pharmacy if we need medication for any type of illness. We also just "stick it out" if we have food poisoning or anything like that.
And of course we can buy plasters, pain killers etc when we travel but I always keep a mini stock with me.
Rosie Andre
Q4. How do you choose your next destination? How do you deal with visas?
We choose our next destination based on where we want to go AND the cost of living in that place. We spent 2023 backpacking around Asia and absolutely loved it. We spent an average of $1,500 per month for both of us (including travel, accommodation, food, day trips etc). And were able to save money each month. In 2024, we have spent 4 months in Mexico and it's costing us way more.. around $2,500 per month for both of us. Which means we aren't able to save as much. So cost of living is 100% a huge factor for us. We would love to travel around Japan, Canada, USA, Europe etc but the cost of living is just too much for us now based on how much we are earning. Hopefully this will change as our incomes & businesses grow. But for now, we need affordable options and Asia is a great choice if you're starting out as a digital nomad. We loved it there! Another couple of factors that are super important are internet access, safety and weather. We love the warmth so won't be spending a year in the snow anytime soon!
Rosie Andre
Q5. Being a digital nomad sounds like the dream but what is the reality of travelling full time?
The reality is a mix of a couple of factors. Yes we LOVE this lifestyle. We feel so free, so full of energy and so grateful to be able to explore this beautiful world. I always dreamed of this lifestyle and pinch myself daily that it is our reality.
But at the same time, there are some downsides. For me personally, I really miss my family. Especially if someone is in hospital, I always want to be there to help and support, so being away can be hard.
The other thing I personally struggle with (sometimes) is our lack of feeling at home. As much as I love being in new environments, I do also miss having a bed which is mine, with bedding which is mine, with furniture that I chose, with photographs and little decoration bits around me.
The day I get my own home (but still travel), I will be a very happy camper!
Rosie Andre
Q6. What about banks & finances? How do you pay for things abroad?
We use a couple of different banks.
The first one is Revolt TRY IT HERE. We also use N26 banks and Wise to do bank transfers USE THIS LINK to get a fee-free transfer up to £500 when you sign up. And we use YNAB to organise our finances and keep tabs on how much we are spending. CLICK HERE for 1 month free to test it. Jeremie is really good with finances and money, he always does lots of research on the best options, so if he says it's a good option, it must be!
It's also super important for us to keep our money in different places. We only transfer small amounts of money to the bank card we carry so that if anything happens, we don't lose all our savings. This is very important as we've met people who have lost a lot of money when someone nicked their bank card and emptied the account.
Rosie Andre
Q7. How do you manage both working & visiting?
When we first started this lifestyle in Vietnam in December 2021, we were in full on tourist mode. Visiting all day everyday and working in the mornings and evenings struggling to keep up. Then we had to slow down, so in Cambodia we stayed in 2 places for 2 weeks each.. and that felt too slow. So it took some adjusting.
But now, we maybe work for 4-6 hours in the morning, go for a walk in the afternoon then work again in the evening. Or explore in the morning then sit in a cafe such as Starbucks for 4-6 hours to work.
We have now found our rhyme that works for us so it's all about experimentation and seeing what works for you.
I think my biggest piece of advice is this:
**You are not a tourist. You are living your life, like everyone else, just in a different country.**
I think once you can get your head around this, it becomes easier to not have to see every single thing there is to see in the city. You feel less FOMO. And you live more of a "normal" life. You work, go for a walk, socialise.. just like everyone else. Except for digital nomads, the destination changes every week, or month or 6 months.